Thank your employer, because you’ll never pay another bank fee again.

✓ No Overdraft
✓ No Minimum Balance
✓ No Account Fee
✓ No ATM Fees

Get Paid 2 Days Early

Payday is now on Wednesday. It's your money and now it's in your pocket faster. Get paid 2 days early everytime, for free.

Saving Spaces

You can easily set up a rainy day fund or save for a future purchase. Think of Saving Spaces as sub-accounts, you can create as many as you like and create automatic transfers to help you save money.

Budgeting Tools

Finally, an easy way to visualize your cash flows. Challenger offers the best visibility into your money. See how much money you are spending on different categories, such as Groceries and Gas, and create ‘Smart Limits’ on spending areas to help you stay on budget.

Paycheck Breakdown

After every paycheck easily visualize where your money is going and how much you have to spend. Put your financial life on autopilot, always know what expenses are coming up, and effortlessly stay on budget.

Your Money Is Safe With Us

Your employer cannot see your account activity.
Funds are held in an FDIC Insured bank.

Get STarted