We Are Challenger

Our Mission is to challenge the banking industry to be better.
We are done when everyone is happy with their bank.

Our Story

We started Challenger because we were fed up with the primary banking options available to most Americans. The banking model today hinges on predatory fees like maintenance fees, minimum balance fees, and overdraft fees. Bank fees are often charged to people who can afford them the least. Lower income Americans are disproportionally charged bank fees.

We believe there's a better way to bank. We came up with a banking model that not only saves users from painful fees, but also provides users a platform for personal financial growth. The traditional American banking system has taken advantage of people for far too long. Challenger is here to change that through fair banking and honest financial support.

Join our team➝

Our Founding Team

Nate Gruendemann
CEO & Cofounder
David Kircos
CTO & Cofounder
Gabe Rapoport
COO & Cofounder
Brennie Pellegrini
Head of Growth
RitaBeth Crague
Head of Compliance

Backed By Great Investors

Want to join our team?

We are flattered! Check out our openings.

Careers